See how the Government Grants can help you...

The following initiatives have been designed by the Northern Territory Government and the Commonwealth to assist in home ownership.


First Home Owner Grant (FHOG)

Under the First Home Owner Grant (FHOG), the Territory Government provides a grant to eligible persons up to $26,000 towards purchasing a new home or building their first home in Australia.

For further information on First Home Owner Grant, click here.


First Home Owner Discount (FHOD)

The First Home Owner Discount (FHOD) was introduced on 24 May 2016 to assist first home buyers in the purchase of an established home in the Northern Territory.

From 1 September 2016, the FHOD increased from $10,000 to $23,928.60 for established homes valued at $650,000 or less. This equates to a full stamp duty concession on the initial $500,000 value of the home.

For established homes valued at more than $650,000, the $10,000 FHOD continues to be available until 31 December 2016.

An established home is one that has been previously sold or occupied, and is able to be lawfully occupied as a place of residence.

For further information on First Home Owner Discount, click here.


HomeBuild Access

The NT Government's new home loan package, HomeBuild Access, will commence from 1 January 2013. Owning your own home is a significant investment and government is committed to helping low to middle income earners achieve that security for their families. The HomeBuild Access loan products are targeted only at the construction of new dwelling where building starts after 1 January 2013.

There will be a maximum land and construction, or purchase price of $550,000 for dwellings with 3 or more bedrooms and $475,000 for 1 or 2 bedroom properties. 

Two loan products are offered, HomeBuild Access Low Deposit Loan (which includes access to the HomeBuild Access Off the Plan Deposit Loan for purchasing a dwelling 'off the plan') and HomeBuild Access Subsidised Interest Rate Loan.

For further information on HomeBuild Access, click here.


Principal Place of Residence Rebate

The Northern Territory Government provides a stamp duty Principal Place of Residence Rebate (PPRR) to persons purchasing a new home or land on which to build a home. The PRRR is an amount up to $7000 off the duty payable.

A new home is a home that has never been previously lived in or sold as a place or residence. Substantially renovated homes may be considered as a new home for the purpose of the PPRR. For further details on what constitutes a new home refer to the Commissioners Guideline

The PRRR is not available to persons eligible for the First Home Owner Grant or the stamp duty Senior, Pensioner and Carer Concession.

For further information on Principal Place of Residence Rebate, click here.



Other information & other home owner incentives